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Best Online Baccarat to Play

Online baccarat is essentially a straightforward guessing game where the player must determine which of the two hands—the Player's Hand or the Banker's Hand—will be worth more. Eight decks are used in gameplay, and the winning hand can have a value of up to 9.

Prime Casino offers the best array of casino table games, like online baccarat, for players to enjoy. Not to mention,  there is also a growing selection of live baccarat games to try.

Check out the next sections below to learn more about the game and our offers.

Online Baccarat

A Quick Guide on How to Play Online Baccarat

Step 1

Pick Your Online Baccarat Game

Browse our extensive selection of online baccarat games here at Prime Casino. Make sure you check the game information before playing so you know useful information such as table limits and any special rules. Load your chosen game on any device including smartphones using Android and iOS.

Step 2

Make Your Wager

Once your game is loaded, you’ll need to decide how much you want to wager. Make sure you set a budget for your session and stick to it. When it comes to what you are wagering on baccarat is incredibly simple as players simply need to choose whether they think they have the winning hand or the dealer.

Step 3

Dealing Cards

You will be dealt a card face-up, as will the dealer. Then the host will deal you a second face-up card and themselves a second face-up card. The player wins if they guess the individual with the highest card total correctly. There are other rules and side wagers of baccarat such as the third card rule, which will be examined later. Once all payouts have been made the betting phase begins again.

Favourite Online Baccarat Variants

There are many different variants of baccarat, and playing online baccarat means you get a broad choice of options available to play whenever you like.

Punto Banco

This is the most popular baccarat variant and translates to players (punto) vs. the banker (banco). Bets are placed on the player or banker’s hands or an ‘egalitie’(tie).

In this variation, there are eight decks of cards, and each player and banker is dealt two cards. If a player's hand total is less than five, they are eligible to draw another card.

Punto bets that win payout 1:1. Banco payouts have a 5% house edge and payout 95:100. Payouts for winning tie bets are 8:1.

Chemin de Fer

In this version, the casino does not place any money on the games; instead, participants wager against one another. Players run anticlockwise around the table, taking turns acting as the banker.

Players can draw an extra card if their hand score is less than five and 6 six decks are used in this baccarat variant.

A player wager that wins pays off 1:1. Other outcomes have different payouts since all losing bets go to the banker when they win. In the event of a tie, all wagers are left open for the following round.

Baccarat Banque

Players typically wager against the banker in Banque. Although players can assume the position of banker, they do not assume financial risk because the casino always has a stake in the outcome. The player placing the biggest bet will be named the designated banker.

In this baccarat variant, three decks are used. In Deux Tableaux, three two-card hands are dealt. If a player's hand value is less than four, they are eligible to draw another card.

Players can wager on both player hands or the banker's due to the extra hand, as opposed to a tie bet. Standard payouts apply for this variant.

Dragon Tiger

Played similarly to punto banco, this is a more straightforward two-card variation of baccarat. With the intention of obtaining the greater value card amongst the two, the player and banker (dragon and tiger) each receive a single card. Bettors wager on a tie or the winning card. Other side bets are available, such as ones on the possibility of a suited tie.

A winning wager has a 3.73% house edge and pays out 1:1. Tie bets payout at the customary 8:1, but be cautious because the house has a very large 32.77% edge in these bets.

Mini Baccarat

This is a scaled-down, accelerated version of baccarat without any standing or drawing. Once more, bets are being placed on the player, banker, or tie. The game is more player-accessible because it is played for lower stakes and the dealer is the only one in charge of shuffling the cards.

A player hand that wins pays out 1:1. The payout ratio for a successful banker wager is 95:100, with a 5% house edge. Tie bets have an 8:1 payout.

3-Card Baccarat

There is just one deck used in this faster-paced baccarat game. The goal is to have the best hand with the greatest score, not necessarily the closest to nine. There is no way to obtain more cards; the player and banker each receive three cards.

A winning tie bet pays out 25:1, and winning player bets pay out 97:100 (with a 3% house edge).

European Baccarat

In this baccarat variation, players can choose to draw a new card or stand if their hand value is five. A third card may be drawn by the banker at any time.

A winning player or banker hand pays out 1:1, with a 5% house edge on banker hand payouts, as is the case with most variations. Tie bets have an 8:1 payout.

Betting Options and Payouts

Baccarat wagers are split into three sections, wagers on the players' cards, and the dealers' cards, and for a tie.

Bet TypeCaptionDefinition
Player1:1A wager that the player's hand will beat the banker's hand
Banker1:1A wager that the banker's hand will beat the player's hand
Tie8:1 or 9:1A wager that the players and the banker's hand will be tied in value

Tips When Playing Online Baccarat

As baccarat is, at its core, a simple game, therefore, there are only a handful of simple tips that players should keep in mind.


Banker Bet is Best

In the long run, betting on the banker can yield the highest returns when playing online baccarat because of its slightly better winning odds of 45.8% compared to 44.6% for a bet on the player.


Avoid Betting on a Tie

The massive 14.44% house edge on the tie wager means that you’re better off conserving your money and placing your bets on the player or the banker instead in the long run, even though it may appear that the 8:1/9:1 payout for a tie in online baccarat is worth it, the odds of it occurring is just 9.52%.


Check the House Edge

Depending on the variant of online baccarat you choose, the house edge may fluctuate. Ideally, you want to pick the game with the lowest statistical house edge, and the highest return to player percentage. Therefore, it's always wise to check the game information before you wager your money.

Why Online Baccarat is Best at Prime Casino

Our Secure Site Promotes Responsible Gaming


To protect your personal information, 128-bit SSL encryption and cutting-edge firewalls are used throughout the Prime Casino website. We also promise never to give your information to other parties so you can safely play online baccarat with complete peace of mind. At Prime Casino, we take pride in supporting responsible gaming, and you can find a plethora of helpful materials at the bottom of every page of our website.

We Offer an Extensive Range of Promotions


As we are part of the SkillOnNet network at Prime Casino we can offer both in-house promotions such as welcome and deposit bonuses, but also events and promotions that are shared across the various casinos in the network as well as genre-specific promos such as for online baccarat. This means that at Prime Casino you’ll never miss out on the fun.

We are Affiliated with SkillOnNet


Prime Casino is powered by SkillOnNet, which means that we get to bring our players a premier selection of the best online baccarat games from a broad range of top developers.

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